Local Legal Information

A personal injury attorney may be able to give you legal assistance for a range of issues. A knowledgeable lawyer can put your mind at ease by offering you solid legal advice. Also, if you were wronged by another individual, you should get legal help to get fair compensation for any injuries or damage you suffered. You should visit with your personal injury attorney without delay to speak about such issues.

Once you choose to meet with your lawyer, you should bring certain items with you, including:

• Police reports: These reports can offer invaluable information about any eyewitnesses who were at the scene. They could also describe the environmental conditions in the local area.

• Medical records and bills: Medical bills and records are important to bring to your meeting because they document your medical expenditures as well as illustrate the extent of your injuries. This will assist your lawyer to help you receive compensation.

• Insurance company information: If you were involved in a motor vehicle accident, be sure you bring your insurance company information and the insurance information of anyone else concerned in the accident. Your lawyer can confer with the insurance representatives.

• Photographs: If you or any witnesses photographed the accident or the scene of the accident, ensure you get copies of the photographs.

• An injury chronology: If you are injured as the result of the negligence of another individual, you should keep a journal of your injuries on a regular basis. Include the particular date and describe the pain completely. Likewise note any days of work or special event you have missed as a consequence of your injuries.

Regardless of whether or not you have any of the previous information, you should nevertheless get in touch with a law firm as early as possible.

Can I keep my house if I have to file for bankruptcy?

The short answer is it depends. With a Chapter 7 filing, while you will forfeit assets but get rid of debts, you can either formally reaffirm the house loan or, in some judicial districts, just keep making payments. If you miss payments, and have some equity in your house, Chapter 13 bankruptcy may be a safer choice for you because it lets you to pay off the past due amount of arrearages (mortgage) over time and therefore face less risk to losing your property to the trustee. A critical item in a Chapter 13 case is whether a debtor whose mortgage loan is in default can make the larger loan payments (the missed payments plus resuming the original payments) over the repayment time. Finally, if your home equity is larger than the states homestead exemption, Chapter 7 is not the choice since you would probably lose your house.